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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $56,727 | $88,754-36.1% | $81,820-30.7% | $145,877-61.1% |
| Participation rate | 75.0% | 75.1%-0.1pp | 72.4%+2.6pp | 80.3%-5.3pp |
| Annual return | 13.94% | 1031.77%-1017.8pp | 777.93%-764.0pp | 551.28%-537.3pp |
| Employer contribution / active EE | $2,172 | $3,085-29.6% | $2,915-25.5% | $4,663-53.4% |
| Participant deferral / active EE | $8,012 | $4,648+72.4% | $4,323+85.4% | $6,691+19.8% |
| Admin fee / account holder | $6,159 | $8,424-26.9% | $7,391-16.7% | $13,402-54.0% |