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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $42,185 | $96,643-56.3% | $86,617-51.3% | $139,456-69.8% |
| Participation rate | 100.0% | 74.4%+25.6pp | 71.7%+28.3pp | 80.3%+19.7pp |
| Annual return | 17.49% | 106.57%-89.1pp | 591.91%-574.4pp | 373.45%-356.0pp |
| Employer contribution / active EE | $2,468 | $3,264-24.4% | $3,023-18.4% | $4,753-48.1% |
| Participant deferral / active EE | $8,728 | $4,835+80.5% | $4,437+96.7% | $6,711+30.1% |
| Admin fee / account holder | $820 | $6,406-87.2% | $5,613-85.4% | $11,407-92.8% |