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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $30,822 | $100,901-69.5% | $75,501-59.2% | $147,586-79.1% |
| Participation rate | 9.1% | 77.1%-68.0pp | 72.4%-63.3pp | 82.8%-73.7pp |
| Annual return | 20.99% | 35.78%-14.8pp | 27.35%-6.4pp | 578.59%-557.6pp |
| Employer contribution / active EE | $448 | $3,253-86.2% | $2,352-81.0% | $4,876-90.8% |
| Participant deferral / active EE | $913 | $4,027-77.3% | $3,142-70.9% | $5,439-83.2% |
| Admin fee / account holder | $0 | $11,285-100.0% | $5,801-100.0% | $10,886-100.0% |