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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $184,753 | $70,366+162.6% | $66,674+177.1% | $138,895+33.0% |
| Participation rate | 75.0% | 76.2%-1.2pp | 73.7%+1.3pp | 79.9%-4.9pp |
| Annual return | 18.47% | 386.41%-367.9pp | 321.24%-302.8pp | 145.39%-126.9pp |
| Employer contribution / active EE | $4,316 | $2,765+56.1% | $2,620+64.7% | $4,194+2.9% |
| Participant deferral / active EE | $16,758 | $4,374+283.1% | $4,084+310.3% | $6,396+162.0% |
| Admin fee / account holder | $12,611 | $5,262+139.6% | $5,098+147.4% | $12,562+0.4% |