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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $109,620 | $92,743+18.2% | $82,744+32.5% | $134,532-18.5% |
| Participation rate | 75.0% | 75.2%-0.2pp | 72.6%+2.4pp | 81.2%-6.2pp |
| Annual return | -18.06% | 946.63%-964.7pp | 702.22%-720.3pp | 418.27%-436.3pp |
| Employer contribution / active EE | $3,298 | $3,273+0.8% | $3,008+9.6% | $4,741-30.4% |
| Participant deferral / active EE | $14,756 | $4,802+207.3% | $4,395+235.8% | $6,401+130.5% |
| Admin fee / account holder | $4,495 | $5,977-24.8% | $5,325-15.6% | $11,429-60.7% |