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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $24,004 | $135,956-82.3% | $123,894-80.6% | $273,972-91.2% |
| Participation rate | 47.4% | 84.1%-36.7pp | 81.4%-34.0pp | 83.0%-35.6pp |
| Annual return | 13.60% | 56.63%-43.0pp | 47.52%-33.9pp | 41.46%-27.9pp |
| Employer contribution / active EE | $0 | $5,170-100.0% | $4,617-100.0% | $4,869-100.0% |
| Participant deferral / active EE | $3,391 | $6,343-46.5% | $5,984-43.3% | $5,287-35.9% |
| Admin fee / account holder | $43 | $9,817-99.6% | $8,357-99.5% | $10,133-99.6% |