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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $35,207 | $176,105-80.0% | $159,474-77.9% | $167,536-79.0% |
| Participation rate | 50.0% | 85.0%-35.0pp | 82.8%-32.8pp | 82.1%-32.1pp |
| Annual return | 11.20% | 331.91%-320.7pp | 263.68%-252.5pp | 478.82%-467.6pp |
| Employer contribution / active EE | $0 | $5,299-100.0% | $4,831-100.0% | $4,839-100.0% |
| Participant deferral / active EE | $2,986 | $7,751-61.5% | $7,353-59.4% | $6,342-52.9% |
| Admin fee / account holder | $29,051 | $12,559+131.3% | $10,802+168.9% | $12,315+135.9% |