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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $85,312 | $65,084+31.1% | $67,681+26.1% | $64,340+32.6% |
| Participation rate | 50.0% | 66.7%-16.7pp | 73.7%-23.7pp | 55.2%-5.2pp |
| Annual return | 18.34% | 20.50%-2.2pp | 590.58%-572.2pp | 24.14%-5.8pp |
| Employer contribution / active EE | $1,585 | $2,398-33.9% | $2,678-40.8% | $1,862-14.9% |
| Participant deferral / active EE | $6,091 | $3,210+89.7% | $3,976+53.2% | $2,980+104.4% |
| Admin fee / account holder | $997 | $1,415-29.5% | $6,100-83.7% | $3,703-73.1% |