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| Provider | Service type | Compensation |
|---|---|---|
Service code 13 · EIN 42-0127290 | Contract Administrator | $5,337 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $49,811 | $65,322-23.7% | $70,494-29.3% | $73,497-32.2% |
| Participation rate | 35.4% | 77.0%-41.5pp | 75.1%-39.6pp | 70.7%-35.2pp |
| Annual return | 20.97% | 15.71%+5.3pp | 109.16%-88.2pp | 28.51%-7.5pp |
| Employer contribution / active EE | $935 | $2,460-62.0% | $2,738-65.8% | $2,270-58.8% |
| Participant deferral / active EE | $3,754 | $3,375+11.2% | $3,711+1.2% | $3,740+0.4% |
| Admin fee / account holder | $188 | $214-12.2% | $3,848-95.1% | $513-63.4% |