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| Provider | Service type | Compensation |
|---|---|---|
AMERICAN FUNDS1 year Filed as: BAYBRIDGE CAPITAL GROUP, LLC Service code 27 · EIN 47-5067434 | Advisory (Plan) | $7,837 |
Service code 13 · EIN 42-0127290 | Contract Administrator | $7,384 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Participant contribution per participant is in the bottom quintile of the peer cohort.
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $53,777 | $60,989-11.8% | $60,919-11.7% | $66,949-19.7% |
| Participation rate | 34.8% | 74.5%-39.7pp | 73.1%-38.3pp | 69.8%-35.0pp |
| Annual return | -6.58% | -9.60%+3.0pp | 16.96%-23.5pp | 1.57%-8.1pp |
| Employer contribution / active EE | $0 | $2,661-100.0% | $2,704-100.0% | $2,545-100.0% |
| Participant deferral / active EE | $1,020 | $3,615-71.8% | $3,814-73.3% | $4,239-75.9% |
| Admin fee / account holder | $264 | $338-22.0% | $3,228-91.8% | $594-55.5% |