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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $85,312 | $64,705+31.8% | $62,929+35.6% | $67,986+25.5% |
| Participation rate | 50.0% | 65.6%-15.6pp | 73.1%-23.1pp | 57.2%-7.2pp |
| Annual return | 18.34% | 20.31%-2.0pp | 1063.93%-1045.6pp | 31.67%-13.3pp |
| Employer contribution / active EE | $1,585 | $2,376-33.3% | $2,505-36.7% | $2,019-21.5% |
| Participant deferral / active EE | $6,091 | $3,198+90.5% | $3,888+56.7% | $3,358+81.4% |
| Admin fee / account holder | $997 | $1,428-30.2% | $5,065-80.3% | $3,203-68.9% |