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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $9,156 | $75,832-87.9% | $147,617-93.8% | $59,633-84.6% |
| Participation rate | 76.7% | 71.6%+5.1pp | 84.6%-8.0pp | 68.7%+8.0pp |
| Annual return | -0.59% | 0.37%-1.0pp | 61.98%-62.6pp | 2041.45%-2042.0pp |
| Employer contribution / active EE | $365 | $3,485-89.5% | $5,564-93.4% | $2,203-83.4% |
| Participant deferral / active EE | $2,075 | $3,131-33.7% | $4,895-57.6% | $3,192-35.0% |
| Admin fee / account holder | $1,236 | $5,986-79.4% | $11,612-89.4% | $4,297-71.2% |