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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $18,458 | $77,908-76.3% | $149,696-87.7% | $75,173-75.4% |
| Participation rate | 89.2% | 65.6%+23.7pp | 78.8%+10.5pp | 67.2%+22.0pp |
| Annual return | 13.01% | 31.73%-18.7pp | 134.46%-121.4pp | 160.72%-147.7pp |
| Employer contribution / active EE | $399 | $3,138-87.3% | $4,821-91.7% | $2,671-85.0% |
| Participant deferral / active EE | $2,812 | $3,411-17.6% | $5,682-50.5% | $4,126-31.8% |
| Admin fee / account holder | $5,013 | $5,950-15.7% | $13,212-62.1% | $5,651-11.3% |