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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $78,445 | $138,393-43.3% | $184,256-57.4% | $80,959-3.1% |
| Participation rate | 58.1% | 83.9%-25.8pp | 86.8%-28.7pp | 67.7%-9.6pp |
| Annual return | 39.75% | 20.01%+19.7pp | 28.85%+10.9pp | 35.67%+4.1pp |
| Employer contribution / active EE | $0 | $4,847-100.0% | $6,427-100.0% | $2,757-100.0% |
| Participant deferral / active EE | $12,709 | $7,076+79.6% | $9,133+39.2% | $4,300+195.5% |
| Admin fee / account holder | $4,511 | $10,489-57.0% | $13,899-67.5% | $6,925-34.9% |