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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $160,111 | $107,809+48.5% | $90,657+76.6% | $135,380+18.3% |
| Participation rate | 75.0% | 78.0%-3.0pp | 74.0%+1.0pp | 82.6%-7.6pp |
| Annual return | -3.89% | -0.90%-3.0pp | 1.89%-5.8pp | 519.81%-523.7pp |
| Employer contribution / active EE | $0 | $3,018-100.0% | $2,532-100.0% | $4,779-100.0% |
| Participant deferral / active EE | $4,241 | $3,872+9.5% | $3,424+23.8% | $5,609-24.4% |
| Admin fee / account holder | $560 | $5,931-90.6% | $4,994-88.8% | $10,828-94.8% |