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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $261,988 | $127,298+105.8% | $109,916+138.4% | $167,553+56.4% |
| Participation rate | 83.3% | 77.9%+5.5pp | 74.2%+9.1pp | 82.1%+1.2pp |
| Annual return | 13.21% | 22.97%-9.8pp | 29.46%-16.2pp | 478.89%-465.7pp |
| Employer contribution / active EE | $0 | $3,325-100.0% | $2,844-100.0% | $4,840-100.0% |
| Participant deferral / active EE | $3,175 | $4,513-29.6% | $4,047-21.5% | $6,343-49.9% |
| Admin fee / account holder | $525 | $7,119-92.6% | $6,069-91.4% | $12,316-95.7% |