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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $169,002 | $156,398+8.1% | $147,318+14.7% | $138,895+21.7% |
| Participation rate | 93.3% | 83.8%+9.6pp | 82.1%+11.3pp | 79.9%+13.4pp |
| Annual return | 14.83% | 78.75%-63.9pp | 70.43%-55.6pp | 145.39%-130.6pp |
| Employer contribution / active EE | $8,429 | $4,853+73.7% | $4,593+83.5% | $4,194+101.0% |
| Participant deferral / active EE | $13,449 | $8,237+63.3% | $7,906+70.1% | $6,396+110.3% |
| Admin fee / account holder | $10,912 | $14,976-27.1% | $13,708-20.4% | $12,562-13.1% |