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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $170,751 | $159,978+6.7% | $147,041+16.1% | $145,978+17.0% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.2%+17.8pp | 80.3%+19.7pp |
| Annual return | 13.90% | 98.36%-84.5pp | 419.21%-405.3pp | 550.52%-536.6pp |
| Employer contribution / active EE | $10,746 | $5,288+103.2% | $4,935+117.8% | $4,662+130.5% |
| Participant deferral / active EE | $16,511 | $8,429+95.9% | $8,071+104.6% | $6,690+146.8% |
| Admin fee / account holder | $1,006 | $15,053-93.3% | $13,006-92.3% | $13,400-92.5% |