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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $72,036 | $144,124-50.0% | $117,857-38.9% | $147,585-51.2% |
| Participation rate | 52.9% | 83.4%-30.5pp | 79.7%-26.7pp | 82.8%-29.9pp |
| Annual return | 18.17% | 531.17%-513.0pp | 335.09%-316.9pp | 578.56%-560.4pp |
| Employer contribution / active EE | $1,828 | $4,897-62.7% | $3,786-51.7% | $4,876-62.5% |
| Participant deferral / active EE | $3,756 | $5,316-29.4% | $4,482-16.2% | $5,439-30.9% |
| Admin fee / account holder | $3,792 | $10,886-65.2% | $8,020-52.7% | $10,885-65.2% |