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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $37,376 | $69,977-46.6% | $108,582-65.6% | $62,881-40.6% |
| Participation rate | 44.8% | 72.9%-28.1pp | 79.6%-34.7pp | 69.3%-24.5pp |
| Annual return | 6.72% | 10.73%-4.0pp | -51.70%+58.4pp | 20.14%-13.4pp |
| Employer contribution / active EE | $561 | $2,135-73.7% | $3,758-85.1% | $2,281-75.4% |
| Participant deferral / active EE | $2,790 | $3,165-11.8% | $4,311-35.3% | $3,203-12.9% |
| Admin fee / account holder | $2,384 | $5,076-53.0% | $7,645-68.8% | $4,296-44.5% |