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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $223,623 | $148,582+50.5% | $135,942+64.5% | $139,456+60.4% |
| Participation rate | 100.0% | 83.9%+16.1pp | 81.9%+18.1pp | 80.3%+19.7pp |
| Annual return | 15.07% | 79.26%-64.2pp | 68.28%-53.2pp | 373.45%-358.4pp |
| Employer contribution / active EE | $16,667 | $5,245+217.8% | $4,858+243.1% | $4,753+250.7% |
| Participant deferral / active EE | $13,871 | $8,101+71.2% | $7,759+78.8% | $6,711+106.7% |
| Admin fee / account holder | $3,211 | $12,402-74.1% | $10,764-70.2% | $11,407-71.9% |