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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $134,560 | $138,102-2.6% | $125,381+7.3% | $134,5320% |
| Participation rate | 100.0% | 84.5%+15.5pp | 82.4%+17.6pp | 81.2%+18.8pp |
| Annual return | -7.89% | 750.73%-758.6pp | 572.31%-580.2pp | 418.27%-426.2pp |
| Employer contribution / active EE | $17,669 | $5,245+236.8% | $4,815+266.9% | $4,741+272.7% |
| Participant deferral / active EE | $13,536 | $7,801+73.5% | $7,448+81.8% | $6,401+111.5% |
| Admin fee / account holder | $409 | $11,568-96.5% | $10,007-95.9% | $11,429-96.4% |