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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $156,937 | $138,114+13.6% | $125,391+25.2% | $134,545+16.6% |
| Participation rate | 100.0% | 84.5%+15.5pp | 82.4%+17.6pp | 81.2%+18.8pp |
| Annual return | -7.62% | 750.88%-758.5pp | 572.41%-580.0pp | 418.37%-426.0pp |
| Employer contribution / active EE | $3,675 | $5,246-29.9% | $4,816-23.7% | $4,742-22.5% |
| Participant deferral / active EE | $832 | $7,801-89.3% | $7,448-88.8% | $6,401-87.0% |
| Admin fee / account holder | $1,292 | $11,570-88.8% | $10,009-87.1% | $11,431-88.7% |