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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $185,508 | $176,120+5.3% | $159,487+16.3% | $167,553+10.7% |
| Participation rate | 100.0% | 85.0%+15.0pp | 82.8%+17.2pp | 82.1%+17.9pp |
| Annual return | 3.93% | 331.95%-328.0pp | 263.71%-259.8pp | 478.89%-475.0pp |
| Employer contribution / active EE | $6,771 | $5,299+27.8% | $4,831+40.1% | $4,840+39.9% |
| Participant deferral / active EE | $9,444 | $7,752+21.8% | $7,354+28.4% | $6,343+48.9% |
| Admin fee / account holder | $2,078 | $12,561-83.5% | $10,804-80.8% | $12,316-83.1% |