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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $168,085 | $165,399+1.6% | $149,745+12.2% | $158,982+5.7% |
| Participation rate | 100.0% | 84.6%+15.4pp | 82.5%+17.5pp | 82.0%+18.0pp |
| Annual return | -1.35% | 348.34%-349.7pp | 276.72%-278.1pp | 302.99%-304.3pp |
| Employer contribution / active EE | $6,568 | $5,105+28.7% | $4,646+41.4% | $4,763+37.9% |
| Participant deferral / active EE | $685 | $7,183-90.5% | $6,843-90.0% | $5,983-88.6% |
| Admin fee / account holder | $3,081 | $10,811-71.5% | $9,312-66.9% | $11,252-72.6% |