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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $303,210 | $95,453+217.7% | $112,040+170.6% | $82,448+267.8% |
| Participation rate | 100.0% | 72.8%+27.2pp | 76.5%+23.5pp | 68.1%+31.9pp |
| Annual return | 14.54% | 23.92%-9.4pp | 24.52%-10.0pp | 41.64%-27.1pp |
| Employer contribution / active EE | $2,145 | $2,318-7.5% | $2,954-27.4% | $2,551-15.9% |
| Participant deferral / active EE | $11,294 | $4,224+167.4% | $5,098+121.5% | $4,139+172.8% |
| Admin fee / account holder | $27,283 | $9,013+202.7% | $12,098+125.5% | $7,234+277.1% |