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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $88,768 | $91,179-2.6% | $178,499-50.3% | $79,852+11.2% |
| Participation rate | 93.1% | 69.2%+23.9pp | 81.9%+11.2pp | 69.6%+23.5pp |
| Annual return | 10.01% | 24.19%-14.2pp | 151.10%-141.1pp | 31.72%-21.7pp |
| Employer contribution / active EE | $179 | $3,256-94.5% | $5,011-96.4% | $2,471-92.8% |
| Participant deferral / active EE | $6,183 | $3,236+91.1% | $5,202+18.8% | $3,740+65.3% |
| Admin fee / account holder | $9,044 | $6,749+34.0% | $13,986-35.3% | $5,306+70.4% |