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| Provider | Service type | Compensation |
|---|---|---|
CERITY PARTNERS2 years Service code 17 11601 WILSHIRE BOULEVARD · LOS ANGELES, CA 90025 | Pension Consulting | $29,619 |
Service code 12 · EIN 84-1477138 | Sub-transfer agency fees; Recordkeepi... | $9,594 |
CHARLES SCHWAB & CO., INC.3 years Filed as: CHARLES SCHWAB TRUST COMPANY Service code 18 · EIN 42-1558009 | Shareholder servicing fees; Custodial... | $4,793 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $57,089 | $85,171-33.0% | $172,752-67.0% | $72,975-21.8% |
| Participation rate | 89.5% | 70.1%+19.4pp | 82.6%+6.8pp | 69.5%+20.0pp |
| Annual return | 16.13% | 27.32%-11.2pp | 802.97%-786.8pp | 81.01%-64.9pp |
| Employer contribution / active EE | $6,382 | $3,324+92.0% | $5,144+24.1% | $2,440+161.6% |
| Participant deferral / active EE | $6,709 | $3,260+105.8% | $5,198+29.1% | $3,608+86.0% |
| Admin fee / account holder | $463 | $5,880-92.1% | $13,955-96.7% | $5,124-91.0% |