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| Provider | Service type | Compensation |
|---|---|---|
CERITY PARTNERS1 year Service code 17 11601 WILSHIRE BOULEVARD · LOS ANGELES, CA 90025 | Pension Consulting | $25,348 |
Service code 12 · EIN 84-1477138 | Recordkeeping and information managem... | $7,744 |
CHARLES SCHWAB & CO., INC.2 years Filed as: CHARLES SCHWAB TRUST COMPANY Service code 18 · EIN 42-1558009 | Trustee (bank, trust company, or simi... | $4,318 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $44,580 | $47,977-7.1% | $154,111-71.1% | $56,287-20.8% |
| Participation rate | 82.9% | 66.2%+16.7pp | 83.0%-0.1pp | 69.9%+13.1pp |
| Annual return | -5.17% | 3.54%-8.7pp | 735.18%-740.4pp | -9.96%+4.8pp |
| Employer contribution / active EE | $3,975 | $2,169+83.3% | $5,298-25.0% | $2,111+88.3% |
| Participant deferral / active EE | $2,175 | $2,392-9.1% | $5,081-57.2% | $3,350-35.1% |
| Admin fee / account holder | $307 | $438-30.0% | $13,411-97.7% | $521-41.1% |