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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $171,559 | $78,690+118.0% | $161,489+6.2% | $87,485+96.1% |
| Participation rate | 92.0% | 67.5%+24.5pp | 78.7%+13.3pp | 68.9%+23.1pp |
| Annual return | 13.50% | 32.74%-19.2pp | 89.72%-76.2pp | 26.06%-12.6pp |
| Employer contribution / active EE | $0 | $2,588-100.0% | $4,268-100.0% | $2,596-100.0% |
| Participant deferral / active EE | $7,080 | $3,311+113.9% | $5,630+25.8% | $4,274+65.7% |
| Admin fee / account holder | $2,008 | $6,724-70.1% | $16,006-87.5% | $7,775-74.2% |