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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $29,123 | $56,197-48.2% | $67,652-57.0% | $59,633-51.2% |
| Participation rate | 58.1% | 71.5%-13.3pp | 75.7%-17.5pp | 68.7%-10.5pp |
| Annual return | -4.59% | 18508.10%-18512.7pp | 6625.40%-6630.0pp | 2041.45%-2046.0pp |
| Employer contribution / active EE | $768 | $1,615-52.5% | $2,266-66.1% | $2,203-65.2% |
| Participant deferral / active EE | $5,076 | $2,844+78.5% | $3,560+42.6% | $3,192+59.0% |
| Admin fee / account holder | $88 | $3,958-97.8% | $4,821-98.2% | $4,297-98.0% |