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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $65,331 | $80,983-19.3% | $96,544-32.3% | $75,177-13.1% |
| Participation rate | 63.8% | 71.8%-8.0pp | 76.0%-12.2pp | 67.2%-3.4pp |
| Annual return | 17.17% | 27.05%-9.9pp | 25.88%-8.7pp | 160.75%-143.6pp |
| Employer contribution / active EE | $960 | $2,282-58.0% | $2,966-67.7% | $2,671-64.1% |
| Participant deferral / active EE | $6,070 | $3,929+54.5% | $4,851+25.1% | $4,126+47.1% |
| Admin fee / account holder | $907 | $6,717-86.5% | $8,254-89.0% | $5,651-83.9% |