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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $163,379 | $138,114+18.3% | $125,391+30.3% | $134,545+21.4% |
| Participation rate | 84.2% | 84.5%-0.3pp | 82.4%+1.8pp | 81.2%+3.0pp |
| Annual return | -24.20% | 750.88%-775.1pp | 572.41%-596.6pp | 418.37%-442.6pp |
| Employer contribution / active EE | $5,618 | $5,246+7.1% | $4,816+16.7% | $4,742+18.5% |
| Participant deferral / active EE | $8,953 | $7,801+14.8% | $7,448+20.2% | $6,401+39.9% |
| Admin fee / account holder | $2,037 | $11,570-82.4% | $10,009-79.6% | $11,431-82.2% |