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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $166,188 | $165,399+0.5% | $149,745+11.0% | $158,982+4.5% |
| Participation rate | 84.2% | 84.6%-0.4pp | 82.5%+1.7pp | 82.0%+2.2pp |
| Annual return | 9.30% | 348.34%-339.0pp | 276.72%-267.4pp | 302.99%-293.7pp |
| Employer contribution / active EE | $4,673 | $5,105-8.5% | $4,646+0.6% | $4,763-1.9% |
| Participant deferral / active EE | $8,459 | $7,183+17.8% | $6,843+23.6% | $5,983+41.4% |
| Admin fee / account holder | $9,497 | $10,811-12.2% | $9,312+2.0% | $11,252-15.6% |