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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $209,341 | $176,105+18.9% | $159,474+31.3% | $167,536+25.0% |
| Participation rate | 88.2% | 85.0%+3.3pp | 82.8%+5.4pp | 82.1%+6.1pp |
| Annual return | 11.38% | 331.91%-320.5pp | 263.68%-252.3pp | 478.82%-467.4pp |
| Employer contribution / active EE | $5,194 | $5,299-2.0% | $4,831+7.5% | $4,839+7.3% |
| Participant deferral / active EE | $10,031 | $7,751+29.4% | $7,353+36.4% | $6,342+58.2% |
| Admin fee / account holder | $889 | $12,559-92.9% | $10,802-91.8% | $12,315-92.8% |