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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $86,487 | $98,776-12.4% | $149,745-42.2% | $79,856+8.3% |
| Participation rate | 95.2% | 75.8%+19.4pp | 82.5%+12.8pp | 69.6%+25.6pp |
| Annual return | 11.34% | 27.38%-16.0pp | 276.72%-265.4pp | 31.71%-20.4pp |
| Employer contribution / active EE | $2,311 | $3,217-28.2% | $4,646-50.3% | $2,471-6.5% |
| Participant deferral / active EE | $5,787 | $5,681+1.9% | $6,843-15.4% | $3,741+54.7% |
| Admin fee / account holder | $6,261 | $6,053+3.4% | $9,312-32.8% | $5,306+18.0% |