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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $89,134 | $58,391+52.7% | $76,667+16.3% | $72,976+22.1% |
| Participation rate | 98.0% | 67.4%+30.6pp | 72.1%+25.9pp | 69.5%+28.5pp |
| Annual return | 88.44% | 2306.65%-2218.2pp | 1166.74%-1078.3pp | 81.02%+7.4pp |
| Employer contribution / active EE | $2,729 | $1,787+52.7% | $2,303+18.5% | $2,440+11.8% |
| Participant deferral / active EE | $6,793 | $2,690+152.5% | $3,336+103.6% | $3,608+88.3% |
| Admin fee / account holder | $8,407 | $4,014+109.4% | $6,423+30.9% | $5,124+64.1% |