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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $63,859 | $181,896-64.9% | $156,551-59.2% | $273,972-76.7% |
| Participation rate | 100.0% | 88.4%+11.6pp | 84.0%+16.0pp | 83.0%+17.0pp |
| Annual return | -2.75% | 30.74%-33.5pp | 32.23%-35.0pp | 41.46%-44.2pp |
| Employer contribution / active EE | $6,685 | $6,248+7.0% | $5,501+21.5% | $4,869+37.3% |
| Participant deferral / active EE | $9,942 | $5,550+79.1% | $4,871+104.1% | $5,287+88.0% |
| Admin fee / account holder | $1,198 | $15,560-92.3% | $13,028-90.8% | $10,133-88.2% |