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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $114,107 | $217,432-47.5% | $185,849-38.6% | $167,536-31.9% |
| Participation rate | 100.0% | 86.1%+13.9pp | 81.7%+18.3pp | 82.1%+17.9pp |
| Annual return | 4.41% | 148.42%-144.0pp | 122.10%-117.7pp | 478.82%-474.4pp |
| Employer contribution / active EE | $7,669 | $5,875+30.5% | $5,169+48.4% | $4,839+58.5% |
| Participant deferral / active EE | $8,514 | $6,357+33.9% | $5,569+52.9% | $6,342+34.2% |
| Admin fee / account holder | $1,431 | $19,818-92.8% | $16,244-91.2% | $12,315-88.4% |