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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $80,136 | $56,894+40.9% | $84,753-5.4% | $62,881+27.4% |
| Participation rate | 93.5% | 68.5%+25.0pp | 76.6%+17.0pp | 69.3%+24.2pp |
| Annual return | 3.92% | 6.30%-2.4pp | 22.78%-18.9pp | 20.14%-16.2pp |
| Employer contribution / active EE | $9,677 | $2,400+303.3% | $3,574+170.7% | $2,281+324.3% |
| Participant deferral / active EE | $4,947 | $2,709+82.6% | $3,712+33.3% | $3,203+54.5% |
| Admin fee / account holder | $1,120 | $3,581-68.7% | $5,333-79.0% | $4,296-73.9% |