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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $144,526 | $78,682+83.7% | $109,188+32.4% | $85,851+68.3% |
| Participation rate | 100.0% | 68.3%+31.7pp | 75.9%+24.1pp | 69.3%+30.7pp |
| Annual return | 9.62% | 25.09%-15.5pp | 25.76%-16.1pp | 318.63%-309.0pp |
| Employer contribution / active EE | $11,586 | $2,734+323.8% | $3,723+211.2% | $2,565+351.6% |
| Participant deferral / active EE | $5,295 | $3,468+52.7% | $4,654+13.8% | $3,952+34.0% |
| Admin fee / account holder | $15,094 | $5,470+176.0% | $6,755+123.4% | $6,261+141.1% |