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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $110,665 | $159,978-30.8% | $147,041-24.7% | $145,978-24.2% |
| Participation rate | 82.4% | 84.0%-1.7pp | 82.2%+0.2pp | 80.3%+2.1pp |
| Annual return | 13.81% | 98.36%-84.6pp | 419.21%-405.4pp | 550.52%-536.7pp |
| Employer contribution / active EE | $2,768 | $5,288-47.7% | $4,935-43.9% | $4,662-40.6% |
| Participant deferral / active EE | $4,729 | $8,429-43.9% | $8,071-41.4% | $6,690-29.3% |
| Admin fee / account holder | $15,256 | $15,053+1.3% | $13,006+17.3% | $13,400+13.9% |