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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $104,485 | $148,623-29.7% | $135,974-23.2% | $139,466-25.1% |
| Participation rate | 88.2% | 83.9%+4.4pp | 81.9%+6.3pp | 80.3%+7.9pp |
| Annual return | 15.49% | 79.30%-63.8pp | 68.30%-52.8pp | 373.66%-358.2pp |
| Employer contribution / active EE | $2,734 | $5,246-47.9% | $4,859-43.7% | $4,754-42.5% |
| Participant deferral / active EE | $4,748 | $8,103-41.4% | $7,760-38.8% | $6,712-29.3% |
| Admin fee / account holder | $1,057 | $12,406-91.5% | $10,767-90.2% | $11,409-90.7% |