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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $41,484 | $136,307-69.6% | $106,619-61.1% | $273,972-84.9% |
| Participation rate | 100.0% | 84.8%+15.2pp | 78.0%+22.0pp | 83.0%+17.0pp |
| Annual return | -3.63% | 11.05%-14.7pp | 9.42%-13.1pp | 41.46%-45.1pp |
| Employer contribution / active EE | $2,147 | $5,190-58.6% | $3,947-45.6% | $4,869-55.9% |
| Participant deferral / active EE | $6,735 | $4,969+35.5% | $3,930+71.4% | $5,287+27.4% |
| Admin fee / account holder | $5,286 | $8,625-38.7% | $6,418-17.6% | $10,133-47.8% |