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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $45,464 | $129,960-65.0% | $104,299-56.4% | $134,545-66.2% |
| Participation rate | 100.0% | 79.5%+20.5pp | 73.3%+26.7pp | 81.2%+18.8pp |
| Annual return | -14.41% | 42.06%-56.5pp | 24.62%-39.0pp | 418.37%-432.8pp |
| Employer contribution / active EE | $2,280 | $4,186-45.5% | $3,373-32.4% | $4,742-51.9% |
| Participant deferral / active EE | $1,187 | $5,589-78.8% | $4,626-74.3% | $6,401-81.5% |
| Admin fee / account holder | $1,886 | $9,324-79.8% | $7,339-74.3% | $11,431-83.5% |