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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $135,413 | $73,978+83.0% | $96,515+40.3% | $75,173+80.1% |
| Participation rate | 100.0% | 66.4%+33.6pp | 74.3%+25.7pp | 67.2%+32.8pp |
| Annual return | 10.88% | 26.72%-15.8pp | 35.73%-24.9pp | 160.72%-149.8pp |
| Employer contribution / active EE | $13,388 | $2,931+356.8% | $3,740+258.0% | $2,671+401.2% |
| Participant deferral / active EE | $18,036 | $3,660+392.8% | $4,880+269.6% | $4,126+337.1% |
| Admin fee / account holder | $10,711 | $5,219+105.2% | $6,735+59.0% | $5,651+89.6% |