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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $107,477 | $106,003+1.4% | $92,236+16.5% | $147,585-27.2% |
| Participation rate | 90.5% | 80.4%+10.1pp | 76.5%+14.0pp | 82.8%+7.6pp |
| Annual return | 14.86% | 50.05%-35.2pp | 176.29%-161.4pp | 578.57%-563.7pp |
| Employer contribution / active EE | $3,782 | $4,333-12.7% | $3,679+2.8% | $4,876-22.4% |
| Participant deferral / active EE | $7,383 | $4,478+64.9% | $3,897+89.5% | $5,439+35.7% |
| Admin fee / account holder | $1,535 | $6,333-75.8% | $5,194-70.4% | $10,885-85.9% |