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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $220,908 | $125,190+76.5% | $105,624+109.1% | $145,897+51.4% |
| Participation rate | 100.0% | 77.6%+22.4pp | 75.3%+24.7pp | 80.3%+19.7pp |
| Annual return | 10.98% | 225.22%-214.2pp | 116.20%-105.2pp | 552.29%-541.3pp |
| Employer contribution / active EE | $2,726 | $3,720-26.7% | $3,168-13.9% | $4,663-41.5% |
| Participant deferral / active EE | $3,951 | $5,716-30.9% | $5,013-21.2% | $6,689-40.9% |
| Admin fee / account holder | $4,679 | $17,138-72.7% | $10,961-57.3% | $13,390-65.1% |