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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $553,537 | $217,427+154.6% | $185,837+197.9% | $167,518+230.4% |
| Participation rate | 100.0% | 86.0%+14.0pp | 81.7%+18.3pp | 82.1%+17.9pp |
| Annual return | 16.28% | 148.39%-132.1pp | 122.08%-105.8pp | 478.71%-462.4pp |
| Employer contribution / active EE | $9,034 | $5,874+53.8% | $5,168+74.8% | $4,838+86.7% |
| Participant deferral / active EE | $11,253 | $6,357+77.0% | $5,568+102.1% | $6,342+77.4% |
| Admin fee / account holder | $5,090 | $19,816-74.3% | $16,241-68.7% | $12,312-58.7% |