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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $646,339 | $175,231+268.9% | $149,696+331.8% | $139,466+363.4% |
| Participation rate | 85.7% | 83.4%+2.3pp | 78.8%+6.9pp | 80.3%+5.4pp |
| Annual return | 14.31% | 166.77%-152.5pp | 134.46%-120.1pp | 373.66%-359.4pp |
| Employer contribution / active EE | $9,118 | $5,478+66.4% | $4,821+89.1% | $4,754+91.8% |
| Participant deferral / active EE | $11,306 | $6,521+73.4% | $5,682+99.0% | $6,712+68.4% |
| Admin fee / account holder | $5,751 | $16,155-64.4% | $13,212-56.5% | $11,409-49.6% |